Policyholder Services

Stress Support

Ophthalmologists who are or may become involved in medical malpractice litigation have a resource for support and information. The website was developed by the Physician Litigation Stress Resource Center and is available at www.physicianlitigationstress.org. The site serves as a resource for those seeking to mitigate the personal and professional stress associated with medical malpractice litigation.

• Claims Q&A

  •   -- Claim Process (13)

            I am scheduled to give a deposition as a "fact witness" in a medical malpractice case involving a patient I treated. Will OMIC assign an attorney to represent me?

            What is the statute of limitations in my state?

            OMIC Claim Statistics

            Will my claim be reported to the National Practitioner Data Bank?

            Will the company settle a claim without my consent?

            What is OMIC's position on settling cases?

            Can I choose my own legal counsel?

            Who will be my legal counsel in the event of a claim?

            What happens to the claim after a file is created?

            What general advice will you give if a claim is reported against me?

            What happens to the claim once I report it?

            What should I do if I receive a request for medical records from an attorney?

            What should I report to OMIC, and when should I report it?

  •   -- Coverage Issues (9)

            Will it jeopardize my coverage if I apologize to my patient for a bad outcome or medical error?

            I am scheduled to give a deposition as a "fact witness" in a medical malpractice case involving a patient I treated. Will OMIC assign an attorney to represent me?

            Will OMIC reimburse me for lost wages as a result of court appearances?

            Will my OMIC policy cover me for claims arising from testimony I give as an expert witness?

            Does OMIC participate in state Insurance Guaranty Funds?

            Is OMIC's ability to pay claims limited by the amount of capital it has?

            If I report a claim to OMIC and subsequently cancel my policy, will OMIC cover the claim?

            If I have a claim, will it increase my premium or allow you to cancel my coverage?

            If I report an incident before it becomes a claim, won't it look bad on my record and cause my premium to go up?

  •   -- Pre-claim Advice (1)

            Should I have my patients sign an arbitration agreement?