Policyholder Services

Who will be my legal counsel in the event of a claim?

If a lawsuit has been filed, you are served with a summons and complaint, or there are other circumstances requiring legal assistance, we will appoint qualified legal counsel to represent you.  We’re strongly committed to the principle that the insured, not OMIC, is the defense counsel’s client and that counsel should be responsive to and act in the best interest of the insured.

OMIC has established a panel of leading defense firms across the country to defend you. Each firm has agreed to name a partner with at least ten years of medical malpractice defense experience to represent our insureds. If you would like the names of the defense firms OMIC routinely uses in your area, please call us.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.