Policyholder Services

Policy Forms and Updates
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Policy Booklet
OMIC has updated its professional and limited office premises liability policy effective May 5, 2018. The policy was amended to remove several exclusions regarding specific procedures. This is not a complete list of changes; please carefully review the policy booklet and update for all terms and conditions. See the 1/1/2018 policy and the 5/5/2018 policy insert by clicking on the title below the image to the left, which will take you to the policy forms page.


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OMIC’s Board of Directors revised the company’s Bylaws effective June 7, 2018, to update OMIC’s professional entity eligibility requirements for membership in the company. This is just a summary; please review the Bylaws and update carefully for all provisions. See the 8/11/2017 Bylaws and the 6/7/2018 Bylaws Amendment by clicking on the title below the image to the left, which will take you to the Bylaws forms page.


Choice of law agreement between TX physicians and NM patients
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Featured Document
OMIC has prepared two documents for Texas ophthalmologists who see patients from New Mexico. The Texas Tort Claims Act (TTCA) generally provides broader protections than the New Mexico Tort Claims Act (NMTCA) to physicians sued for medical professional liability. In order for Texas doctors to be protected by the TTCA, they must have a written agreement with New Mexico patients that contains Texas choice of law and choice of forum provisions. For a sample agreement and explanatory letter for patients, click the link.


Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.