Policyholder Services

Should I have my patients sign an arbitration agreement?

OMIC neither encourages nor discourages physicians from entering into arbitration agreements with their patients, and OMIC does not have any policy provisions, endorsements, or underwriting guidelines that support or prohibit such agreements. Because laws and regulations governing arbitration and alternative dispute resolution (ADR) vary from state to state, we recommend that you consult with your private counsel to determine the benefits and disadvantages before entering into such arrangements.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.