Policyholder Services

Should I have my patients sign an arbitration agreement?

OMIC neither encourages nor discourages physicians from entering into arbitration agreements with their patients, and OMIC does not have any policy provisions, endorsements, or underwriting guidelines that support or prohibit such agreements. Because laws and regulations governing arbitration and alternative dispute resolution (ADR) vary from state to state, we recommend that you consult with your private counsel to determine the benefits and disadvantages before entering into such arrangements.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.