Change My Policy Limits

Welcome to the Change My Policy Limits page.

Increasing or decreasing your coverage limit can have significant consequences for your practice. Please refer to the Policy Limits Q&A section below for answers to some common questions.

Please call your underwriter if you need additional assistance.

> To Increase My Policy Limits

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Policy Limits Q&A

Change Policy Limits Q&A
-   -- Policy Limits Q&A (6)
          What liability limits do most insureds carry?
          What should I consider in deciding the limits I should carry?
          Can I carry higher limits than the other members of my group practice carry?
          Does OMIC offer professional liability limits below $500,000 per claim?
          I practice in Virginia. Am I required to increase my limits every year?
          How do the limits work when my employed optometrist carries “shared” liability limits with me?
Policy Issues Articles for Limits
-          What will OMIC pay for if I am sued?
           MPL insurance for young ophthalmologists
           Servicing Your Account Online
           Limits of Liability
           Shared Liability for ROP Screening

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.