Policyholder Services

What happens to the claim once I report it?

OMIC is committed to professional and responsive claims management. This can only be achieved by frequent communication between you, our claims representative, and your attorney, if one is assigned. Our approach to claims management, regardless of whether a suit has been filed, is to identify any exposure or liability on your part and to move the claim to a satisfactory resolution. To do that, we must first confirm coverage. Then we establish a claim file and provide you with general advice and further instructions on how to proceed. Typically, we’ll also ask you to forward a copy of the medical records to us.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.