Policyholder Services

OMIC Claim Statistics

OMIC has a proven record of successfully defending ophthalmologists. Eighty percent of the cases OMIC has resolved to date have closed with no indemnity payment. This compares favorably to the national average among other physician-owned carriers of seventy two percent.

OMIC has also consistently outperformed the industry with respect to average indemnity payment. OMIC’s average indemnity (cumulative from 1989) is 25% lower than the average ophthalmology indemnity payment reported by other companies.


Statistics as of 12/31/2013


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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.