Policyholder Services



What is the statute of limitations in my state?

The statute of limitations defines the period of time in which a plaintiff may legitimately file suit against a defendant. It may be based upon the amount of time that has elapsed since the date services were rendered or upon the date the alleged injury was discovered. Certain factors, such as allegations of fraud or intentional concealment, foreign objects left in the body, or professional services rendered to minors, may extend the amount of time a plaintiff has to legally file suit. The actual statute varies from state to state.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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