Policyholder Services

What is OMIC’s position on settling cases?

Our philosophy is to vigorously defend all cases in which we feel our insured has rendered appropriate care. We do not believe in settling nuisance claims or claims without merit; we believe nuisance settlements, or “economic settlements” only encourage frivolous litigation. However, if we believe it is in our insured’s best interest to settle, we’ll attempt to settle promptly. Settlement can occur at any time during litigation — during the discovery process, prior to trial, during trial, or even after trial — as a result of facts that develop as the case proceeds.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.