Policyholder Services

What is OMIC’s position on settling cases?

Our philosophy is to vigorously defend all cases in which we feel our insured has rendered appropriate care. We do not believe in settling nuisance claims or claims without merit; we believe nuisance settlements, or “economic settlements” only encourage frivolous litigation. However, if we believe it is in our insured’s best interest to settle, we’ll attempt to settle promptly. Settlement can occur at any time during litigation — during the discovery process, prior to trial, during trial, or even after trial — as a result of facts that develop as the case proceeds.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.