Policyholder Services

What is OMIC’s position on settling cases?

Our philosophy is to vigorously defend all cases in which we feel our insured has rendered appropriate care. We do not believe in settling nuisance claims or claims without merit; we believe nuisance settlements, or “economic settlements” only encourage frivolous litigation. However, if we believe it is in our insured’s best interest to settle, we’ll attempt to settle promptly. Settlement can occur at any time during litigation — during the discovery process, prior to trial, during trial, or even after trial — as a result of facts that develop as the case proceeds.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.