OMIC’s incredible journey as the largest insurer of ophthalmologists in America continues as we surpass the milestone of 6,000 insureds. This organic net growth is remarkable in our industry and something we’ve achieved every year we have been in business. We thank each of you for our ongoing success. We are pleased to report that OMIC continues to operate as one of the most fiscally sound carriers in America. We consistently outperform our multispecialty peers as indicated by our financial ratios and performance benchmarks. Indeed, the largest rating agency for our industry, A.M. Best Company, recently reaffirmed OMIC’s “A” Excellent...