About Us

Dear Leadership Class of 2019

Dear Leadership Class of 2019, On behalf of everyone at OMIC, we thank you for your leadership and commitment to improving your profession, protecting sight, and empowering lives. Since our founding in 1987 by the American Academy of Ophthalmology, OMIC has similarly taken a leading role in the protection and support of the practice of ophthalmology. Before OMIC, ophthalmologists experienced wide fluctuations in the cost of insurance and had to endure cycles of “crisis” when coverage was unavailable in many areas of the U.S. This was a direct threat to ophthalmic practice. There were also reports of traditional insurance companies subsidizing...


GEORGE A. WILLIAMS, MD, OMIC Board of Directors Stuff happens. At the most basic level, insurance is a rather simple business involving the assumption of risk. The risk may be a hurricane, car accident, fire, illness, or medical liability. Virtually anything can be insured. In order to assume risk, we must understand the probability that an adverse event will (not may) occur. That probability is then applied across a covered population. The cost of...

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Recent Articles

Bradley Fouraker MD

Daniel Berinstein MD

Why Should I Choose a Claims Made Policy?

First, claims made and reported policies are generally less expensive than occurrence policies because claims made carriers can more accurately predict the frequency and severity of claims that will be reported during the policy period. Occurrence carriers, on the other hand, must predict not only how many claims will arise from services rendered this year and how severe they’ll be, but also when they’ll be reported...

Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.