About Us

Dear Leadership Class of 2019

Dear Leadership Class of 2019, On behalf of everyone at OMIC, we thank you for your leadership and commitment to improving your profession, protecting sight, and empowering lives. Since our founding in 1987 by the American Academy of Ophthalmology, OMIC has similarly taken a leading role in the protection and support of the practice of ophthalmology. Before OMIC, ophthalmologists experienced wide fluctuations in the cost of insurance and had to endure cycles of “crisis” when coverage was unavailable in many areas of the U.S. This was a direct threat to ophthalmic practice. There were also reports of traditional insurance companies subsidizing...


GEORGE A. WILLIAMS, MD, OMIC Board of Directors Stuff happens. At the most basic level, insurance is a rather simple business involving the assumption of risk. The risk may be a hurricane, car accident, fire, illness, or medical liability. Virtually anything can be insured. In order to assume risk, we must understand the probability that an adverse event will (not may) occur. That probability is then applied across a covered population. The cost of...

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Recent Articles

Coordinating care with optometrists


Why Should I Choose a Claims Made Policy?

First, claims made and reported policies are generally less expensive than occurrence policies because claims made carriers can more accurately predict the frequency and severity of claims that will be reported during the policy period. Occurrence carriers, on the other hand, must predict not only how many claims will arise from services rendered this year and how severe they’ll be, but also when they’ll be reported...

Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.