Policyholder Services



If I report a claim to OMIC and subsequently cancel my policy, will OMIC cover the claim?

Yes. Even if you don’t purchase a “tail,” OMIC will insure you for all covered claims reported to us while your policy was in force. OMIC also will insure you for all covered potential claims reported while your policy was in force, even if they don’t develop into claims until after your policy is cancelled. Unlike some carriers, OMIC considers all potential claims reported to us to be reported claims for coverage purposes.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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