Policyholder Services

If I report a claim to OMIC and subsequently cancel my policy, will OMIC cover the claim?

Yes. Even if you don’t purchase a “tail,” OMIC will insure you for all covered claims reported to us while your policy was in force. OMIC also will insure you for all covered potential claims reported while your policy was in force, even if they don’t develop into claims until after your policy is cancelled. Unlike some carriers, OMIC considers all potential claims reported to us to be reported claims for coverage purposes.