Policyholder Services



If I report a claim to OMIC and subsequently cancel my policy, will OMIC cover the claim?

Yes. Even if you don’t purchase a “tail,” OMIC will insure you for all covered claims reported to us while your policy was in force. OMIC also will insure you for all covered potential claims reported while your policy was in force, even if they don’t develop into claims until after your policy is cancelled. Unlike some carriers, OMIC considers all potential claims reported to us to be reported claims for coverage purposes.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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