Policyholder Services



If I report an incident before it becomes a claim, won’t it look bad on my record and cause my premium to go up?

The reporting of a patient problem or an incident (an occurrence with the potential of developing into a claim) that does not develop into a claim will have no effect on your premium and will not be included in reports to hospitals or other third parties of your claims history. Early notice of potential claims shows that you are proactive and risk management conscious. When you call us immediately after an incident occurs, we may be able to advise you of steps you can take to keep the situation under control. Additionally, your report to the Claims Department will serve as “official notice” and may protect your coverage should it turn into a claim in the future.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.

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