Policyholder Services

What should I report to OMIC, and when should I report it?

Contact our Claims Department at (800) 562-6642 whenever any incident, unexpected result, or complication occurs that may result in a claim or suit.  Notify us immediately if you receive any letters of representation from an attorney or threats of pursuing a claim or legal action against you.  Tell us also about any notice, either formal or informal, alleging that there was an act or omission on your part during the performance of professional services which caused an injury.  The sooner you report a problem to us, the faster we can assist you in its resolution and the easier it is for us to protect your coverage.

Claims and potential claims reported to OMIC’s Risk Management Department are kept confidential and are not shared with the Underwriting or Claims Departments without the insured’s permission and, therefore, are not considered reported to OMIC for coverage purposes. In order to report a claim or potential claim, the Insured must notify OMIC’s Claims Department.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.