OMIC – Ophthalmic Mutual Insurance Company: A Risk Retention Group

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Billing/Premium Q&A
-   -- Discounts (7)
          Did I receive my risk management discount?
          What risk management courses have I completed?
          Does OMIC offer a risk management discount to physicians who use electronic medical records (EMR)?
          How do I sign up for a risk management course?
          What other discounts are available?
          What risk management seminars qualify me for a discount?
          Does OMIC offer a part-time discount?
- -- Dividends (1)
  Does OMIC pay dividends?
-   -- Payment (12)
          When will I receive my refund?
          Can I get a refund if I overpaid my premium or if my premium is reduced because of discounts or practice changes?
          I’m having financial difficulties. Can I have an extension or make arrangements for a special payment schedule?
          Did you receive my payment?
          Will I be charged a fee if I pay quarterly?
          Can I pay monthly instead of quarterly?
          Can I have automatic deductions made from my credit card?
          How long is my credit card authorization good for?
          Does OMIC have a grace period?
          What is the amount due?
          When is my payment due?
          Do I have to pay my annual premium in full when I join?
-   -- Premium (11)
          Will my OMIC premium decrease if I discontinue performing refractive surgery?
          How are premiums determined?
          What if I practice in more than one state or territory?
          Will I pay a lower premium if I limit my practice to refractions, low vision screening, or other non-surgical activities?
          Are refractive surgeons charged a higher premium than physicians who do not perform refractive surgery?
          Will my premium be based on the types of procedures I perform?
          My hospital has agreed to cover me for ROP services I render. How will this affect my coverage with OMIC and my premium?
          I will be taking 8 weeks of maternity leave. Can I place my policy on inactive status during this time to reduce my premium?
          If I have a claim, will it increase my premium or allow you to cancel my coverage?
          What will my premium be if I perform liposuction, facelifts, and rhinoplasty?
          Can OMIC ever assess me for additional premium?

Policyholder Services

Premium Payment — Credit Card

Billing/Premium Q&A

-- Discounts (7)

-- Dividends (1)

-- Payment (12)

-- Premium (11)

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