Policyholder Services



Will OMIC insure a doctor for emergency room coverage?

OMIC automatically extends coverage to insureds who rotate through the emergency room and provide emergency ophthalmic care within the scope of their coverage classification. Since “Emergency Medicine” is a significantly higher risk classification than ophthalmology and OMIC does not have expertise in non-ophthalmic cases, OMIC generally does not extend coverage to physicians who practice Emergency Medicine.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.

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