Policyholder Services

Will OMIC insure a doctor for emergency room coverage?

OMIC automatically extends coverage to insureds who rotate through the emergency room and provide emergency ophthalmic care within the scope of their coverage classification. Since “Emergency Medicine” is a significantly higher risk classification than ophthalmology and OMIC does not have expertise in non-ophthalmic cases, OMIC generally does not extend coverage to physicians who practice Emergency Medicine.

Please refer to OMIC's Copyright and Disclaimer regarding the contents on this website

Leave a comment

Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.