Policyholder Services



Will OMIC defend me for regulatory investigations and actions?

Yes. Under Section VII, Additional Benefits, Part A, Disciplinary Proceeding Protection, OMIC will defend you for any disciplinary proceeding or action for review of your practice by any federal, state, or local regulatory agency arising from a complaint or report by a patient to that agency alleging an injury they sustained from direct patient treatment you provided. OMIC will pay defense costs up to $25,000 per incident/$75,000 aggregate. Coverage for fines, sanctions, penalties, or other awards is not included.

Under Part B, Broad Regulatory Protection, your policy provides additional benefits for reimbursement of up to $100,000 for certain regulatory, billing, cyber, and electronic media liabilities and are discussed in detail in the Policyholder Benefits page.

These additional benefits are included within the standard policy at no additional cost.

Higher Broad Regulatory Protection Policy limits and expanded coverage are available for purchase from Lloyds of London through our program representative, Dana Pollard Carulli, at NAS Insurance Services (877) 808-6277 or dcarulli@nasinsurance.com.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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