Policyholder Services



Will OMIC cover a physician for volunteer services s/he renders performing routine medical or ophthalmic screening for indigents or the elderly?

Although our policy generally does not extend to non-ophthalmic procedures, OMIC will cover physicians for routine medical exams performed as part of a health screening program in their locality – assuming it is only an occasional activity and not a standard part of the physician’s practice. Ophthalmic screenings are, of course, always covered.

Because there are additional liability concerns whenever a physician conducts only a screening exam (including the increased potential for claims alleging the failure to diagnose, failure to refer, or failure to treat), physicians interested in performing such exams should speak with a Risk Management representative for advice on how to reduce liability exposure. OMIC’s risk management article, “Free Vision Screening Exams” (published in the Fall 1998 Digest), is also available online.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#6. Supporting your specialty.

OMIC was founded by members of the American Academy of Ophthalmology nearly a quarter century ago and is the only carrier sponsored and endorsed by AAO. OMIC is also endorsed by 40 other ophthalmic societies. The OMIC partnerships with state and subspecialty societies qualifies their members for an exclusive 8% premium credit. Contact your state society for details.

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