Policyholder Services

Will OMIC cover a physician for volunteer services s/he renders performing routine medical or ophthalmic screening for indigents or the elderly?

Although our policy generally does not extend to non-ophthalmic procedures, OMIC will cover physicians for routine medical exams performed as part of a health screening program in their locality – assuming it is only an occasional activity and not a standard part of the physician’s practice. Ophthalmic screenings are, of course, always covered.

Because there are additional liability concerns whenever a physician conducts only a screening exam (including the increased potential for claims alleging the failure to diagnose, failure to refer, or failure to treat), physicians interested in performing such exams should speak with a Risk Management representative for advice on how to reduce liability exposure. OMIC’s risk management article, “Free Vision Screening Exams” (published in the Fall 1998 Digest), is also available online.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.