Policyholder Services

Will OMIC consider me if I have had any claims?

Yes. One of the advantages of being insured through OMIC is that we have a committee of experienced, practicing ophthalmologists who review each claim. We know that claims sometimes are simply an unavoidable result of practice in today’s litigious environment. While OMIC does consider claims frequency and severity, we also look beyond the “numbers” when evaluating the quality of care rendered and when determining your eligibility for insurance.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.