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Will my OMIC premium decrease if I discontinue performing refractive surgery?

OMIC does not charge an additional premium for coverage of refractive surgery. Coverage is automatically included within the standard Surgery Class 3 classification.  Therefore, your premium will not increase if you perform these procedures nor decrease if you discontinue performing them.

Updated 10/2/2019

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.

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