Policyholder Services



Will my hospital accept my OMIC coverage?

Nearly all hospitals and other health care organizations recognize OMIC as an acceptable insurance company; however, the bylaws of some facilities require as a condition of eligibility that physicians maintain coverage with particular types of insurance carriers.

If there is any question as to OMIC’s acceptability, we will be happy to provide your hospital with detailed financial and other information to help them assess us. In most circumstances, the supplemental information we provide, including our favorable rating from A. M. Best Company, is sufficient to “approve” our coverage.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

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