Policyholder Services



Will my hospital accept my OMIC coverage?

Nearly all hospitals and other health care organizations recognize OMIC as an acceptable insurance company; however, the bylaws of some facilities require as a condition of eligibility that physicians maintain coverage with particular types of insurance carriers.

If there is any question as to OMIC’s acceptability, we will be happy to provide your hospital with detailed financial and other information to help them assess us. In most circumstances, the supplemental information we provide, including our favorable rating from A. M. Best Company, is sufficient to “approve” our coverage.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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