Policyholder Services

Will I pay a lower premium if I limit my practice to refractions, low vision screening, or other non-surgical activities?

Yes! Effective 1/1/2007, OMIC created a new, even lower-rated coverage classification for purely non-surgical practice activities. This class is rated at approximately 33% of the full surgical classification (Surgery Class 3). Ophthalmologists who restrict their surgical activities to procedures such as removal of papillomas and chalazions, repair of minor lid lacerations, and injection of botulinum toxin or collagen and other fillers may qualify for OMIC’s Ophthalmology – Surgery Class 1 classification. Surgery Class 1 is rated at approximately 37% of the full surgical premium.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.