Policyholder Services

Will I have to complete this detailed application every year?

No. Often, you will simply need to answer a one-page questionnaire to determine whether significant changes have occurred in your practice or exposure. If there have been changes, you will be asked to also complete an abbreviated version of the general application to provide OMIC with details of your new activities. If changes in your practice or liability exposures occur before your renewal, please notify OMIC as soon as they occur to make sure that you are properly insured. For examples of the kinds of changes you should advise us of, click here.

You may need to complete other short-form questionnaires if you perform refractive surgery or other procedures that require special underwriting.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.