Policyholder Services

Will I be charged extra for refractive surgery coverage?

Coverage for refractive surgery procedures (such as PRK, LASIK, RLE, and phakic implants) is automatically included within the standard Surgery Class 3 rating classification. No premium surcharge applies.


Updated 10/2/2019

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.