Policyholder Services

Will I be charged extra for refractive surgery coverage?

Coverage for extraocular refractive surgery procedures (such as PRK and LASIK) is automatically included within the standard Surgery Class 3 rating classification. Coverage for intraocular refractive surgery procedures (including refractive lens exchange and phakic implants) may be added by endorsement following underwriting review and approval of a supplemental questionnaire. Although the policy must be endorsed to include coverage for intraocular refractive procedures, no additional premium is charged for such endorsement.


Updated 12/9/2015

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Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.