Policyholder Services



When should I cancel my current policy?

You should never cancel your current coverage or allow it to lapse until we have advised you in writing that your application has been approved. Although most applicants are ultimately approved for coverage, occasionally an application may not meet OMIC’s conservative underwriting guidelines and may be denied as a result.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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