Policyholder Services

What is OMIC?

OMIC, Ophthalmic Mutual Insurance Company, is the only ophthalmologist-owned risk retention group* in the country and the only professional liability carrier sponsored by the American Academy of Ophthalmology. Established in October 1987, OMIC is the largest insurer of ophthalmologists in the United States, insuring more than 4,500 Academy members nationwide. The company operates as a mutual insurance company and is governed by a Board of Directors composed of practicing ophthalmologists insured with OMIC.

*A Risk Retention Group is a chartered or licensed insurance company formed under the Federal Liability Risk Retention Act of 1986. The Risk Retention Act permits persons who practice in professions with similar liability risks to organize their own liability insurance carrier. A Risk Retention Group is owned by its members, who are also policyholders. Although a Risk Retention Group only needs to be chartered and licensed in one state, it may offer insurance coverage in other states as well. OMIC is licensed in Vermont and offers coverage in all states.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Expertise unmatched.

OMIC's sole mission is to serve ophthalmology. The premier source of ophthalmic claims data and loss prevention materials, OMIC's member hotline is the most used ophthalmic consultative service of its kind and OMIC.com is the most visited web site in America for ophthalmic risk management advice and patient consent documents.