Policyholder Services

What is an occurrence policy?

An occurrence policy is a form of insurance that provides coverage for all claims arising from incidents that occur while the policy is in force, regardless of when the claim is ultimately reported. “Tail” coverage is not needed upon cancellation.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.