Policyholder Services



What is an extended reporting period endorsement (“tail”)?

“Tail” coverage, or an extended reporting period endorsement, extends the time period after your termination effective date during which you are allowed to report claims that arise from incidents occurring while the policy was in force.  With OMIC, as with many carriers, the time period may be extended to perpetuity. 

For more information, refer to the Tails (Extended Reporting Period) section of OMIC Coverage for Practice – Q&A.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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