What is a claims made and reported policy?

A claims made and reported policy is a form of insurance that provides coverage to an insured only if the policy is in force on the dates the claim is first made against the insured and reported to the carrier. In addition, the incident on which the claim is based must have occurred on or after the retroactive date stated in the policy. OMIC writes only claims made and reported policies for professional liability.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.

Ophthalmic Mutual Insurance Company (OMIC)Phone: (800) 562-6642
655 Beach Street | San Francisco, CA 94109-1336Fax: (415) 771-7087
PO Box 880610 | San Francisco, CA 94188-0610Email: omic@omic.com