Policyholder Services

What is a claims made and reported policy?

A claims made and reported policy is a form of insurance that provides coverage to an insured only if the policy is in force on the dates the claim is first made against the insured and reported to the carrier.  In addition, the incident on which the claim is based must have occurred on or after the  retroactive date stated in the policy.  OMIC writes only claims made and reported policies for professional liability.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.