Policyholder Services



What if I have been in practice five years but have been previously insured on a claims made and reported basis for only three years?

If your prior insurance carrier has been providing you with claims made and reported coverage for three years, you would look at the premiums noted in the “claims made and reported year 4” section. If you are uncertain as to which claims made and reported step would apply to you, please call us. We will need your retroactive date (found on your declarations page) to advise you, so please have it handy.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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