Policyholder Services



What if I have been in practice five years but have been previously insured on a claims made and reported basis for only three years?

If your prior insurance carrier has been providing you with claims made and reported coverage for three years, you would look at the premiums noted in the “claims made and reported year 4” section. If you are uncertain as to which claims made and reported step would apply to you, please call us. We will need your retroactive date (found on your declarations page) to advise you, so please have it handy.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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