Policyholder Services

We are thinking of offering audiology services to our patients. Will our OMIC policy cover these activities?

Updated 5/31/2016

According to hearing industry statistics used by the American Academy of Otolaryngology, the American Academy of Audiology, and the International Hearing Society, approximately 50% of all patients over the age of 60 have significant measurable hearing loss, but less than 20% of that population is diagnosed and treated. To address this need, ophthalmologists may consider expanding their practices to include audiology services.

Because many ophthalmology practices have incorporated audiology services into the scope of services provided, this activity is now automatically covered under the policy without special underwriting or endorsement. Coverage applies to the employed audiologists and other non-physician hearing specialists for services they render as well as to the employing ophthalmologist/entity and its members for their vicarious liability arising from services rendered by such employees.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.