Policyholder Services

The application asks how many physician’s assistants and surgical assistants I employ. Should I also list how many nurses and technicians I employ?

Certain states with patient compensation or excess liability funds include specified Advanced Practice Nurses/Allied Health Professionals within their definition of health care providers eligible for participation, or required to participate, in the Fund.  So that we may offer the Fund coverage if applicable, we must inquire whether the practice employs such providers.  Other designations of medical staff, such as nurses, ophthalmic technicians, and opticians, are generally not eligible for Fund coverage.  Since primary professional liability coverage with OMIC is automatically included under Coverage Agreement B of the policy, it is not necessary for practices to provide details regarding the number of such personnel employed.

Although it is not necessary to include details regarding other medical staff on the application, if a hospital, surgery center, or other organization requires a certificate of insurance verifying coverage for a non-physician employee, please provide OMIC with the employee’s name, professional designation, and date of hire, as well as the name and address of the requesting organization, so that we can issue the desired proof of insurance.

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A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.