Policyholder Services

Optical Shop Application

Download OMIC’s application for this exposure using the toolbar above.

Coverage for an optical shop is included under your policy only after an application is submitted, reviewed, and approved. If approved for coverage, the optical shop and its employees will share liability limits with the owner-ophthalmologist/entity.

Due to state patient compensation/excess liability fund prohibitions on the sharing of liability limits, coverage is not available for optical shops in Kansas, Nebraska, Pennsylvania, or Wisconsin.

Visit the Coverage Q&A section or Contact Your Rep if you have any questions about OMIC’s coverage.


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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.