Policyholder Services

Optical Shop Application

Download OMIC’s application for this exposure using the toolbar above.

Coverage for an optical shop is included under your policy only after an application is submitted, reviewed, and approved. If approved for coverage, the optical shop and its employees will share liability limits with the owner-ophthalmologist/entity.

Due to state patient compensation/excess liability fund prohibitions on the sharing of liability limits, coverage is not available for optical shops in Kansas, Nebraska, Pennsylvania, or Wisconsin.

Visit the Coverage Q&A section or Contact Your Rep if you have any questions about OMIC’s coverage.


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Six reasons OMIC is the best choice for ophthalmologists in America.

Leader in the industry.

A-rated by AM Best, OMIC is consistently ranked among the top malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined, operating, and surplus ratios, the most relevant financial measurements for an insurance carrier.