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Liability and coverage for patient falls

Lawsuits and claims arising from patient falls present an evolving issue for plaintiffs, defendants, the court system, and insurance companies. If a patient sues an ophthalmologist or their medical practice or ambulatory surgery center (ASC), what legal theory applies? Is the claim one of medical malpractice (i.e., professional negligence) or ordinary negligence (e.g., premises liability)? This may appear to be a question of semantics, but the answer has important consequences. 

Learn more on pg 3 of the 2022 Digest Vol 32 N0 1.

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OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.

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