Policyholder Services



If I’m new to OMIC, do I get the new doctor discount?

Only if you are in your first, second, third, or fourth year of practice as explained above. This discount is reserved for physicians entering practice for the first time. Even if you don’t qualify for the new doctor discount, you will be rated at the lower first year step-rate if you were insured under an occurrence policy immediately prior to joining OMIC or if you purchase “tail” coverage from your prior claims made and reported carrier.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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