Policyholder Services



If I’m new to OMIC, do I get the new doctor discount?

Only if you are in your first, second, third, or fourth year of practice as explained above. This discount is reserved for physicians entering practice for the first time. Even if you don’t qualify for the new doctor discount, you will be rated at the lower first year step-rate if you were insured under an occurrence policy immediately prior to joining OMIC or if you purchase “tail” coverage from your prior claims made and reported carrier.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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