Policyholder Services

If I’m in a Patient Compensation or Excess Liability Fund state, can I buy OMIC coverage and still participate in the benefits of the PCF?

In New Mexico, physicians must be insured on an occurrence basis (which OMIC does not offer) to be eligible for participation in the PCF.  In all other states where OMIC offers coverage, our insureds may participate, and many do. In some states, participation in the PCF is mandatory, while in others it is optional.  Please contact us to determine which rules apply to you.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987. Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.