Policyholder Services



If I practice in New York, will I qualify for free excess coverage?

Licensed New York physicians may qualify for a free million-dollar excess policy from the hospital of their primary affiliation via the New York State Hospital Excess Liability Pool, but only if they are insured through carriers that are licensed and admitted in New York. Although Risk Retention Groups are authorized by the Federal Risk Retention Act to do business in New York, the Excess Liability Pool does not recognize Risk Retention Groups as valid primary carriers for the excess liability program. While OMIC insureds are ineligible to participate in the New York State Hospital Excess Liability pool, they may purchase limits of up to $5,000,000 directly from OMIC.

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OMIC's sole mission is to serve ophthalmology. The premier source of ophthalmic claims data and loss prevention materials, OMIC's member hotline is the most used ophthalmic consultative service of its kind and OMIC.com is the most visited web site in America for ophthalmic risk management advice and patient consent documents.

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