Policyholder Services

I understand OMIC covers low vision screening under its “No Surgery” classification, but what about treatment of low vision with VRT™

Treatment of low vision through Vision Restoration Therapy™ (VRT™) or similar FDA-approved or otherwise accepted non-invasive treatments would qualify for coverage under OMIC’s “No Surgery” and higher coverage classifications. Because VRT™ is somewhat controversial and has reported success rates as low as 60 to 65%, managing patient expectations and providing thorough informed consent is critical. OMIC insureds interested in offering VRT™ to their patients can contact our Risk Management Department for confidential advice and assistance.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.