Policyholder Services



I am in a group practice but also have my own limited liability corporation (LLC). Does my corporation need to be named on my policy?

It would be in your best interest to add your personal corporation to the policy since coverage applies only to those medical entities and sole shareholder corporations specifically named on the Declarations. Even if your services are primarily billed and advertised under the group’s name, a savvy plaintiff’s attorney could name your corporation as a co-defendant in a claim arising from services you render. Your corporation is also at risk if it employs health care providers or ancillary medical staff.

If you choose to include your sole shareholder corporation at shared limits, no additional premium will apply. Coverage may be added at separate limits for an additional charge.

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A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.

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