Policyholder Services



How does OMIC view newly developed clinical procedures?

Because OMIC is in the business of insuring ophthalmologists and we take our responsibility to meet their needs seriously, we will not automatically exclude coverage for “experimental” or “investigational” procedures. Instead, it is our intention to cover our insureds for their participation in any clinical trial that is conducted under, and in accordance with, an American IRB-approved protocol. Once a newly developed clinical procedure is generally accepted by a responsible minority of the profession, OMIC will develop guidelines, whenever possible, to facilitate that procedure’s insurability.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.

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