Policyholder Services



How does OMIC view newly developed clinical procedures?

Because OMIC is in the business of insuring ophthalmologists and we take our responsibility to meet their needs seriously, we will not automatically exclude coverage for “experimental” or “investigational” procedures. Instead, it is our intention to cover our insureds for their participation in any clinical trial that is conducted under, and in accordance with, an American IRB-approved protocol. Once a newly developed clinical procedure is generally accepted by a responsible minority of the profession, OMIC will develop guidelines, whenever possible, to facilitate that procedure’s insurability.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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