Policyholder Services

Does OMIC’s scope of practice exclusion prevent me from treating my family members or friends for non-ophthalmic conditions?

OMIC understands that it is not uncommon for ophthalmologists to render occasional general medical care to friends and family members, such as treating them for minor injuries or illnesses or prescribing antibiotics. This is a primary reason why OMIC’s coverage is not limited exclusively to the diagnosis and treatment of ophthalmic conditions. With the exception of procedures specifically excluded or limited under the policy or by endorsement, OMIC’s policy will extend coverage for all direct patient treatment considered to be within the ordinary and customary scope of practice of an ophthalmologist. As required for any patient, the physician should appropriately document the encounter whenever services are provided to friends.


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Six reasons OMIC is the best choice for ophthalmologists in America.

#4. Largest insurer in the U.S.

OMIC is the largest insurer of ophthalmologists in the United States and we've been the only physician-owned carrier to continuously offer coverage in all states since 1987 (pending in WI). Our fully portable policy can be taken with you wherever you practice. Should you move to a new state or territory, you're covered without the cost or headache of applying for new coverage.