Policyholder Services

Does OMIC provide Locum Tenens coverage?

Updated 4/5/2016

Yes. In most states, OMIC provides locum tenens coverage for up to 90 days per year, free of charge, for physicians who temporarily substitute for you in your absence. Each locum tenens will be endorsed to your policy as an additional insured at shared limits following review and approval of an Application for Locum Tenens (download above). Due to legislation prohibiting the sharing of limits between health care providers, OMIC is unable to offer locum tenens coverage in Kansas, Nebraska, Pennsylvania, or Wisconsin.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $90 Million to our members through dividends.