Policyholder Services



Does OMIC offer discounts to new doctors?

To meet the needs of new doctors, OMIC has implemented a special discount program for physicians who are in their first, second, third, or fourth year of practice following completion of residency, fellowship, or military service.* Discounts of 75%, 50%, 25%, and 10% apply respectively. If you have just completed residency, you will join OMIC with the first year new doctor discount of 75%. A 50% reduction will apply during your second year of practice, a 25% reduction will apply in your third year, and a 10% reduction will apply in your fourth year. This discount is in addition to the reduced premium that applies based on your step rate.

If you completed training within the past four years but have been insured elsewhere for the early years of practice, you will join OMIC at a discount based on your number of years in practice. For example, if you have been in practice 18 months at the time you join OMIC, you will receive a 50% discount for the first 6 months of OMIC coverage, a 25% discount the next 12 months, and a 10% discount the following 12 months.

If you feel you may be eligible for our new doctor discounts, please call us so we can advise you which discount will apply.

*Please note that this discount may not be available in all rating territories.

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