Policyholder Services



Does OMIC offer a risk management discount to physicians who use electronic medical records (EMR)?

OMIC offers risk management discounts only for the physician’s participation in an OMIC-sponsored risk management course or seminar. While electronic medical records may help improve documentation, we have determined that use of EMR does not warrant a discount at this time. National standards have not yet been developed for electronic medical records. Therefore, EMR systems may vary significantly in quality from one company to another. We believe it would be inappropriate to sponsor or recommend one particular system over another, not only because of anti-trust concerns, but also because OMIC could not ensure the long-term viability of any company.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#1. Consistent return of premium.

Publicly-traded insurance companies exist to make profits for shareholders while physician-owned carriers often return profits to their policyholders. Don’t underestimate this benefit; it can add up to tens of thousands of dollars over the course of your career. OMIC has one of the most generous dividend programs for ophthalmologists and has returned more than $20 Million to our members through dividends.

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