Policyholder Services



Does OMIC offer a part-time discount?

OMIC offers a premium discount to qualified physicians who limit their scope of practice to No Surgery, Surgery Class 1, or Surgery Class 2 procedures:  50% for those who practice less than 20 hours per week  and 65% for those who practice less than 10 hours per week. Surgery Class 3 physicians who practice less than 20 hours per week and perform fewer than 100 surgeries annually may qualify for a 25% discount.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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