Policyholder Services

Does OMIC cover full facelifts for cosmetic purposes?

Yes.  Coverage is included under the standard Surgery Class 3 premium. No special application, underwriting, or endorsement is required. Coverage also extends to genioplasty, mentoplasty, and chin implants.


Updated 5/30/2018

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Six reasons OMIC is the best choice for ophthalmologists in America.

Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to a carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC has consistently maintained lower base rates than multispecialty carriers in the U.S.