Policyholder Services



Does OMIC charge a fee for this service?

As a policyholder benefit, certificates of insurance and claim histories are provided free of charge for current insureds and for former insureds whose coverage terminated within the preceding 12 months. OMIC charges a processing fee of $25 for certificates and claim histories issued on behalf of former insureds whose coverage has been terminated for more than 12 months.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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