Policyholder Services

Do I have to pay a capital contribution or surplus contribution to join OMIC?

No.  Although OMIC has the right to require surplus or capital contributions, the company has not done so since its early days of operation. The only payment you make is your premium (and applicable installment charge if you elect to pay on a quarterly basis).   State-mandated premium taxes and Patient Compensation/Excess Liability Fund fees may also apply, depending upon your state of practice.

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Six reasons OMIC is the best choice for ophthalmologists in America.

Supporting your specialty.

OMIC was founded by members of the American Academy of Ophthalmology nearly a quarter century ago and is the only carrier sponsored and endorsed by AAO. OMIC is also endorsed by 54 other ophthalmic societies. The OMIC partnerships with state and subspecialty societies qualifies their members for an exclusive 10% premium credit. Contact your state society for details.