Policyholder Services



Can I purchase coverage from OMIC for my optometrist?

Updated 5/5/2016

OMIC can insure your employed optometrist as an additional insured under your policy following review and approval of an Application for Additional Insured (download above).  In Kansas, Nebraska, and Pennsylvania, your employed optometrist will share a single limit of liability with your other employed ancillary personnel. In Wisconsin, your employed optometrist will share your liability limits if you are an entity or will share a single limit of liability with your other employed personnel if you are an ophthalmologist.  Your optometrist will share your liability limits in all other states.

An additional premium equivalent to 3.6% of the non-discounted Surgery Class 3 premium will apply to cover your optometrist at shared limits. If separate limits are desired, a premium equivalent to 6.5% of the Surgery Class 3 premium will apply.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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