Policyholder Services



Can I purchase coverage from OMIC for my optometrist?

Updated 5/5/2016

OMIC can insure your employed optometrist as an additional insured under your policy following review and approval of an Application for Additional Insured (download above).  In Kansas, Nebraska, and Pennsylvania, your employed optometrist will share a single limit of liability with your other employed ancillary personnel. In Wisconsin, your employed optometrist will share your liability limits if you are an entity or will share a single limit of liability with your other employed personnel if you are an ophthalmologist.  Your optometrist will share your liability limits in all other states.

An additional premium equivalent to 3.6% of the non-discounted Surgery Class 3 premium will apply to cover your optometrist at shared limits. If separate limits are desired, a premium equivalent to 6.5% of the Surgery Class 3 premium will apply.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#2. Leader in the industry.

A-rated by AM Best, OMIC is ranked #1 among 50 malpractice insurance companies in America for financial stability. No other carrier has matched OMIC's consistent financial performance with regard to both combined and operating ratios, the two most relevant financial measurements for an insurance carrier.

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