Policyholder Services



Can I perform laser vitreolysis to treat floaters under my Surgery Class 2 coverage?

As a retina/vitreous laser procedure, Surgery Class 3 rating is required for coverage of the laser treatment of floaters.

Prudent risk management principles are recommended for reducing the risk of a claim. Before offering laser vitreolysis to a patient, conduct an analysis to determine whether treatment is warranted and ensure the expected benefits to the patient outweigh the procedure’s potential risks, especially in comparison to other treatment options or no treatment. Conduct a careful informed consent discussion that addresses the risks, benefits, and alternatives, and verify that the patient has reasonable expectations regarding outcomes. This consent discussion should be documented in the medical record and in a signed consent form. Also document in the medical record the rationale for selecting laser vitreolysis in lieu of vitrectomy, non-surgical treatment, or no treatment.

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Six reasons OMIC is the best choice for ophthalmologists in America.

#3. Best at defending claims.

An ophthalmologist pays nearly half a million dollars in premiums over the course of a career. Premium paid is directly related to your carrier’s claims experience. OMIC has a higher win rate taking tough cases to trial, full consent to settle (no hammer) clause, and access to the best experts. OMIC pays 25% less per claim than other carriers. As a result, OMIC’s base rates have consistently averaged approximately 15% lower than multispecialty carriers in the U.S.

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